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Local Search Rankings

Top 5 Mortgage Lenders in Costa Mesa, CA

The 5 mortgage lenders Costa Mesa borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Costa Mesa, California · Orange County · pop. 110,538

100

Lenders Analyzed

5.0

Median Rating

31.5

Median Reviews

91%

% Claimed

The top 5 mortgage lenders in Costa Mesa, CA

1

Trusted Rate

5(265 reviews)Claimed

Mortgage lender

Why they rank #1

  • 265 reviews — far above the city median of 31.5
  • 260 of 265 reviews are five-star (98%)
  • Listing claimed and verified
  • 15 photos on the listing
  • Full operating hours posted
+1888-679-1865trustedrate.com
M–F 0:00-24:00
2

South Coast

4.9(102 reviews)Claimed

Mortgage lender

Why they rank #2

  • 102 reviews — far above the city median of 31.5
  • 99 of 102 reviews are five-star (97%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1888-524-4355emortgagecapital.com
M–F 9:30-17:00
3

HomeSmart Advisors

5(78 reviews)Claimed

Mortgage broker

Why they rank #3

  • 78 reviews built up over time
  • 77 of 78 reviews are five-star (99%)
  • Listing claimed and verified
  • 33 photos uploaded
  • Full operating hours posted
mon 6:00-20:00, tue 6:00-17:00, wed 6:30-19:30, thu 6:00-20:00, fri 7:00-20:00
4

Steffan Lugo

5(76 reviews)Claimed

Mortgage broker

Why they rank #4

  • 76 reviews built up over time
  • 76 of 76 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage broker"
M–F 0:00-24:00
5

Marc Chamberlain

5(75 reviews)Claimed

Mortgage lender

Why they rank #5

  • 75 reviews built up over time
  • 75 of 75 reviews are five-star (100%)
  • Listing claimed and verified
  • 5 photos on the listing
  • Full operating hours posted
+1310-382-7629
M–F 9:00-17:00

How to pick the right mortgage lender in Costa Mesa

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Costa Mesa has just 31.5 reviews — the top-5 averages 119. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 91% of Costa Mesa mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Costa Mesa mortgage lender has 10 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 97% of Costa Mesa mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Costa Mesa

6Elliot Laurance
5· 72 reviews
7Jordan Saceda
5· 56 reviews
8Nico Shokrollahi
5· 50 reviews
9Dennis Angstrom
4.9· 49 reviews
10Dominic Tornambe
5· 40 reviews
11Zack Spradling
4.9· 41 reviews
12Chayson Descisciolo
5· 36 reviews
13John Kuhlke
5· 31 reviews
14William Nguyen
5· 26 reviews
15Loan Direct
5· 22 reviews
See all 100

Frequently asked about mortgage lenders in Costa Mesa

Who is the top-ranked mortgage lender in Costa Mesa, CA?

Trusted Rate currently holds the #1 spot in Costa Mesa for local-search visibility, with 265 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Costa Mesa, CA?

We tracked 100 mortgage lenders with a business profile in Costa Mesa, CA. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Costa Mesa?

The median mortgage lender in Costa Mesa has 31.5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Costa Mesa mortgage lenders claim their local-search listing?

About 91% of Costa Mesa mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Costa Mesa.

Statewide rankings
Top loan officers across California
View California

Nearby cities

Want to rank higher?

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Rankings based on publicly available local-search data. Updated regularly.