Top 5 Mortgage Lenders in Santa Maria, CA

Advance America

5(558 reviews)Claimed

Loan agency

Why they rank #1

▸558 reviews — far above the city median of 5
▸553 of 558 reviews are five-star (99%)
▸Listing claimed and verified
▸13 photos on the listing
▸Full operating hours posted

+1805-925-5493www.advanceamerica.net

M–F 10:00-18:00

Mickey Hellman

4.9(113 reviews)Claimed

Mortgage lender

Why they rank #2

▸113 reviews — far above the city median of 5
▸109 of 113 reviews are five-star (96%)
▸Listing claimed and verified
▸6 photos on the listing
▸Full operating hours posted

+1805-878-3541www.certaintyhomelending.com

M–F 9:00-17:00

Cyndi Nunez

5(60 reviews)Claimed

Mortgage lender

Why they rank #3

▸60 reviews built up over time
▸60 of 60 reviews are five-star (100%)
▸Listing claimed and verified
▸8 photos on the listing
▸Full operating hours posted

+1805-705-0579branches.guildmortgage.com

M–F 9:00-17:00

Santa Maria, CA

5(56 reviews)Claimed

Mortgage lender

Why they rank #4

▸56 reviews built up over time
▸56 of 56 reviews are five-star (100%)
▸Listing claimed and verified
▸Full operating hours posted
▸Categorized as "Mortgage lender"

+1805-742-4881www.envoymortgage.com

M–F 8:00-17:00

Espy Dominguez

5(26 reviews)Claimed

Mortgage lender

Why they rank #5

▸26 of 26 reviews are five-star (100%)
▸Listing claimed and verified
▸Full operating hours posted
▸Categorized as "Mortgage lender"

+1805-202-9037www.espydominguez.com

M–F 9:00-17:00

How to pick the right mortgage lender in Santa Maria

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

Look at review volume, not just rating. The median mortgage lender in Santa Maria has just 5 reviews — the top-5 averages 163. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
A claimed local-search listing is table stakes. 75% of Santa Maria mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
Photos are a small but real signal of investment. The average Santa Maria mortgage lender has 7 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
Match hours to your schedule. 83% of Santa Maria mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Compare all 88 Santa Maria mortgage lenders →See how the rankings work →

Other mortgage lenders in Santa Maria

6Gene Perez

5· 26 reviews

7Phoebe Jaeckels

5· 23 reviews

8Lu Beltran

5· 19 reviews

9Emma Cavazos

5· 18 reviews

10Isabel Gerardo

5· 18 reviews

11Fidelity National Title

4.6· 27 reviews

12Randy Smith

5· 15 reviews

13Marie Withers

5· 15 reviews

14Wesly Aguirre Jr

5· 11 reviews

15Margarita Oregon

5· 10 reviews

See all 88 →

Frequently asked about mortgage lenders in Santa Maria

Who is the top-ranked mortgage lender in Santa Maria, CA?

Advance America currently holds the #1 spot in Santa Maria for local-search visibility, with 558 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Santa Maria, CA?

We tracked 88 mortgage lenders with a business profile in Santa Maria, CA. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Santa Maria?

The median mortgage lender in Santa Maria has 5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Santa Maria mortgage lenders claim their local-search listing?

About 75% of Santa Maria mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Santa Maria.

Statewide rankings

Top loan officers across California

View California →